A new crop of startups aims to out-compete predatory payday lenders.
savings
Posted inEconomy
Congress Proposes Expanding Matched Savings to Boost Americans’ Retirement Security
A new proposal by Sen. Ron Wyden (D-Ore.) would improve and expand the federal Saver’s Credit so more Americans benefit.
Posted inEconomy
Americans’ Precarious Financial Lives
60 percent of Americans have struggled with a financial emergency in the last year, says new research from the Pew Charitable Trusts.
Posted inEconomy
Why You Can’t Afford to Retire
And why expanding Social Security isn’t enough to help the middle class.
Posted inEconomy
Retirement Raidings
Americans are borrowing record amounts from retirement savings. Should 401(k) loans be limited?
Posted inEconomy
Financial Volatility is the New Normal for Most American Households
New research finds most Americans are unprepared to weather a financial crisis.
Posted inEconomy, Magazine, November/December 2014
Discounted Seniors
Future waves of retirees need help saving now. If they get it, they’ll be a boon, not a burden.
Posted inEducation, Higher Education, July/August 2012, Magazine
The “Assets Effect”
New research shows that having even a small nest egg of their own helps kids from modest backgrounds work harder to get to ahead.
Posted inGovernment, July/August 2012, Magazine
How to Save Our Kids From Poverty in Old Age
The case for American Stakeholder Accounts.
Posted inGovernment, July/August 2012, Magazine
The Hole in the Bucket
Americans obsessed over personal finance during the last forty years as never before. So how come so many of us wound up broke? Here’s the little-known story.
